Browsing all posts in "Savings".

10 Ways To Do Christmas Cheap

Christmas is a time of year when everyone gets rushed and overspends, often without even realizing it. To avoid a surprise credit card balance after the holidays, stick to budget. In fact, make shopping easy on your time and budget by purchasing gift cards for everyone on your list. With gift cards, it is easy [...]

5 Tricks To Spending Less Over Christmas

Making the commitment to spend less this Christmas is easy. Sticking to that commitment is the hard part. In fact, everyone has probably considered the idea on more than one occasion but fallen short of the goal. No matter how good your intentions, once the season gets in full swing a frenzied momentum can take [...]

4 Little Known Benefits to Spending Less at Christmas

Spending less at Christmas is obviously beneficial. When you spend less, you have more money available to put in your savings account or to pay off debts. There are, however, lesser known benefits to doing Christmas on the cheap. No stress: Driving on icy, snow-covered roads to brave the crowds at your local mall only [...]

Grandparents May Need to Balance Gifts and Goals

     Grandparents Day fell on Sept. 11 this year. While not as widely observed as Mother’s Day or Father’s Day, Grandparents Day nonetheless serves a valuable purpose in reminding us of the importance of grandparents in the lives of their grandchildren. If you’re a grandparent yourself, you already know the joy your grandchildren bring you, [...]

Mega Garage Sale to Benefit Lazarus House on 8/5 & 8/6 – Geneva, IL

The 8th Annual Ellen’s Excellent Sale To Benefit Lazarus House To Be Held On: Friday August 5th 8 am- 4 pm Saturday August 6th 8 am- 3pm 1110 Union St. Geneva, IL   Mega Yard/ Street Sale featuring home décor, furniture, toys, books, and sporting goods, popcorn, lemonade shake-ups and face painting! There will also [...]

Teach Your Children To Be Savers and Investors

Ideally, our children should learn good behavior from us. But when it comes to living within our means, and saving and investing for the future, we’re not setting such a good example. Consider the following: Savings are low – The personal savings rate in the U.S. at the end of 2008 was less than 3 [...]